1. Pure Gold Investment (bullion, bars, or coins 99.9%)
✅ High Purity & Value Retention – Pure gold (24k, 99.9%) holds value closer to the international gold market price.
✅ Easier to Sell – Standardized gold bars and coins are recognized worldwide and can be liquidated quickly.
✅ No Making Charges – Unlike jewellery, bullion doesn’t include design or workmanship costs.
✅ Hedge Against Inflation – Gold historically preserves purchasing power over the long term.
✅ Transparent Pricing – Prices are based on international gold rates with small premiums.
2. Jewellery Gold Investment (rings, necklaces, bangles, etc.)
✅ Dual Purpose – Serves as both adornment and a form of savings.
✅ Cultural & Emotional Value – Often used in weddings, gifts, and traditions, carrying sentimental worth beyond market price.
✅ Collateral for Loans – Jewellery can be pledged at banks or pawnshops for quick financing.
✅ Liquidity (with Caveat) – Easy to sell locally, but resale value may be reduced due to making charges and impurities if less than 24k.
✅ Wealth Storage in Wearable Form – Especially valuable in cultures where gold is both an asset and a status symbol.
🔑 Key Difference:
- Pure gold = best for financial investment (higher resale value, no loss from making charges).
- Jewellery gold = best for personal use & cultural value, but less profitable purely as an investment
